Home ownership is such a personal thing and the thoughts centered on your home are often emotionally charged. Having ones home paid off has been the American dream since the pilgrims landed at Plymouth Rock. If what you believed to be true turned out not to be true, when would you want to know? Most […]
Your Personal Economic Model®
One of the tools we are able to utilize when discussing the best course of action to secure your financial future is known as the Personal Economic Model®. Much as a medical doctor would use an anatomical model to convey medical concepts, we use the following model to convey financial concepts. This model offers a […]
Should I Pay Cash or Finance?
If you’re thinking about whether to finance a purchase or pay cash, consider this. If you can borrow money at a lower interest rate than you can earn on the money you invest, the option to borrow becomes cheaper than to pay cash. Whether or not you pay cash for a large purchase or finance […]
The Truth On Qualified Plans
For many people, the term 401k is synonymous with retirement preparation, and sometimes represents the full extent of their preparedness. Such accounts are often included as part of a benefits package provided by employers, and chances are if you have one, most of your retirement savings are being deposited into this account. Given that it […]