To enjoy a relaxed and tension-free lifestyle after retirement, you need to plan it from before. Ideally, most people go for a 401k plan and sometimes it is set up by the company they are employed in. There are other traditional qualified plans too such as IRA, SEP, SIMPLE IRA. However, it is best to […]
Financial Calculators
How much should I save each month?
With each passing day, expenses such as food, fuel and other living costs in general are going up at an alarming rate. Merely putting some cash aside for a rainy day is not sufficient. There are so many costs to be covered per month such as mortgage repayments, utility bills, etc. that people sometimes have […]
What is my lease rate?
How is Lease Rate Affected? What happens when you realize that leasing companies are suddenly increasing their rates? What has brought on the change out of the blue? Contrary to common misconception, higher interest rates don’t always mean more lease rates. With the advent of the new millennium, interest rates have not seen a sharp […]
What is my equipment lease rate?
There are various terminologies associated with equipment lease rates, so before you venture into this area, it is best to familiarize yourself with those. Quite a lot of people have made the mistake of leasing equipment without knowing the technicalities and ended facing a lot of problems later on.
Should I consolidate my loans?
Is it Advisable to Consolidate Loans? Be it home loans, car loans, or student loans – eventually all of it seems to pile up and leave a huge mess. No matter how much we try, there comes a point when the entire process of clearing the loans becomes overwhelming and we are clueless as to […]
How much can I afford to borrow?
How Much Can You Borrow while Buying a Home? Who wouldn’t want to own a property that can be called home? Unfortunately, there are lots of factors to consider such as mortgage – for a fair deal, you need to have a good credit score, be more or less debt free, save cash for down […]
